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just the facts...

Filing for bankruptcy protection is a responsible and ethical act designed to give honest debtors like you a fresh start. Run-away debt can occur to anyone at any time. No one is exempt because a life-changing experience such as income reduction or serious illness can be financially catastrophic even to the wealthy.
Just because you are married does not mean your spouse has to file bankruptcy with you. Married couples can file bankruptcy individually or jointly.
The most difficult part of filing for bankruptcy protection is making the decision to do so. Once that decision has been made and you have sought the assistance of an experienced bankruptcy attorney, the rest will be easy.

Not being able to pay your bills can create stress and anxiety for you and your family members. Filing for bankruptcy protection can be the crucial first step to bringing order back into your personal life and relationships.

Once you file for bankruptcy protection, the Bankruptcy Court issues an automatic stay, which protects you from any further creditor harassment and collection actions.
The bankruptcy laws are set up to give honest people a fresh start, but in order to do so, you will have to do your part by fully disclosing your financial situation. The good news is that full disclosure actually works for you, not against you. It allows all aspects of your financial situation to be put into an order that is more realistic and manageable for you.
Do you fear that by filing for bankruptcy protection you will harm your reputation among your friends and family? Filing for bankruptcy protection is an honorable act. Bankruptcy filings are a matter of public record and can be published but seldom are. In most cases, unless you are famous, the only people who will know about a filing will be your creditors and those people you choose to tell. Confidentiality is a guaranteed right if you choose this law firm to represent you.
Once you have worked through your bankruptcy plan and have received your discharge, you will be able to buy, own, control, and possess anything that you can afford. You get a fresh start when you file for bankruptcy protection and complete your bankruptcy plan.
Although your bankruptcy filing may be reported on your credit report for ten years, you will not necessarily be denied credit in the future. If you adhere to your bankruptcy plan and receive a discharge, you will probably have a better credit score than you had prior to filing for bankruptcy protection.









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